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Expectations: Preserve them in verify and don’t count on to get a $50,000 loan you probably have a 520 FICO and only make $32,000 per yr. Prosper will calculate your Debt to Revenue ratio which I will explain later but simply understand that in the event you make $2000 per month and your month-to-month expenses are $one thousand per thirty days you’ve gotten a DTI ratio of fifty%.
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